For women in many developed countries, having the baby—not paying for it—is the hard part. Giving birth in Finland, for example, will set you back a little less than $60. But in the U.S., the average new mother with insurance will pay more than $4,500 for her labor and delivery. Vaginal deliveries, the researchers found, cost women an average of about $4,314 out of pocket in 2015, up from $2,910 in 2008.
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